You walked into a bank – even pre-COVID.

When I was probably 7 or 8 years old my parents took me to the local Citibank and we opened my first savings account. I remember the passbook. I probably still have it somewhere. I deposited birthday gifts, babysitting earnings, first paychecks (I always learned to save half) and more. I watched the entries in that passbook grow. I had that same account when I worked my first summer job as a law student and then again when I went to work for that same firm after graduating law school. I always felt as if I had learned something important through that passbook experience about how to manage financial affairs.

Fast forward – a passbook does not exist anymore. I do not remember the last time I stepped inside a bank. Mobile deposit changed my world and of course, the ability to electronically transfer between accounts was a similar game changer.

I am not judging the change – just noting it.

When was the last time you walked into a bank?